How to issue an O.E.F. 78 endorsement — and autofill 013-67476 with my-id.ca
Reduce garage coverage for named persons without retyping insurer details
Insurers and brokers issuing the Reduction of Coverage for Named Persons Endorsement repeat insured garage business name, named person details, insurer information, and broker contact information on every O.E.F. 78 form. This guide is an example of storing them once in my-id.ca.
Official form and source
Start from the official source and always use the current version — form numbers and links can change:
- Service page: Automobile insurance regulation (O. Reg. 250/15) — ontario.ca
- Form (Central Forms Repository): O.E.F. 78 Reduction of Coverage for Named Persons Endorsement (for Ontario Garage Automobile Policy O.A.P. 4) — 013-67476
What this form is about
Form 013-67476 is the Reduction of Coverage for Named Persons Endorsement (O.E.F. 78) for the Ontario Garage Automobile Policy (O.A.P. 4) — confirm policy requirements on ontario.ca.
Before you start: what to gather
- Insured garage business legal name and premises address.
- Named person full legal name and driver's licence number.
- Coverage reduction details — confirm current fields on ontario.ca.
- Insurer name, policy number, and broker contacts.
Confirm the current process on ontario.ca.
How my-id.ca makes it faster
- Save it once. Store your insured business, named persons, and broker contact details in your my-id.ca profile.
- Keep documents ready. Upload supporting documents to my-id.ca Files so you are not searching at form time.
- Autofill the form. Use the my-id.ca Chrome extension on a web form, or fill a PDF from your saved profile inside my-id.ca.
- Review and submit yourself through the official channel.
Why do it in my-id.ca
Related Ontario forms repeat the same personal details. Captured once in my-id.ca — stored in Canada, with AI on its own servers — every form starts mostly complete.
Frequently asked questions
- When is O.E.F. 78 used?
- When coverage limits should be reduced for specific named persons — confirm with your insurer.
- How does my-id.ca help?
- It autofills insured business, named persons, and broker contact details.
- How does O.E.F. 78 relate to O.E.F. 78A?
- O.E.F. 78 reduces coverage for named persons; O.E.F. 78A excludes a specific driver entirely.
Fill it once. Reuse it everywhere.
Save your information in my-id.ca once, then autofill this form and the next one — web forms with the Chrome extension, PDFs right in the app. Your data is stored in Canada and AI runs on my-id.ca's own servers, never sent to third-party AI providers.